Obvious in our name, we believe both in providing our clients a choice in how they accept and manage incoming payments from their customers. With over 70 years of combined experience in the electronic payments industry, ChoiceBanc National has worked to provide state-of-the-art options for merchant business owners. Credit Card companies have historically offered enticing benefits to their card-holding customers at the ultimate expense to the business owners accepting those cards. It is both exciting and refreshing to be able to confidently offer business owners the choice they deserve to accept those payment both safely and efficiently.

The United States government, via the Durbin Amendment, addressed many of the one-sided rules and regulations that card companies had been requiring the SMB enterprise owners of America (the small and medium sized business owners) to unfairly bear the burden of payment of many forms of payments. We’ve all heard the phrase “Cash is King” for very good reasons and while we know the convenience of paying with a card is so often more desirable for most parties, it is with great excitement we share with business owners that they now have a real “Choice” with ChoiceBanc National.

Recent innovations with technology and the intelligent routing of payment types on behalf of business owners in the United States allows our professional sales staff to guide our client merchants on how to accept all forms of payments in the most efficient manner(So as well as the most cost-effective strategies. We have choices that include traditional tier-based card acceptance models, Interchange-Plus models for larger clients that have the support staff to interpret the hundreds of interchange levels, dual-pricing models that reward cash-paying customers utilizing either ACH solutions or good old fashioned cash on the barrelhead. Additionally, we have IPR methods (Intelligent payment routing) that assign shared-cost strategies with customers depending on card types they need or want to use.

Our target market is the business owner and our expressed goal is to support the success of the American Dream of being and becoming a successful business owner and entrepreneur in today’s world. This includes solutions for e-commerce, brick and mortar, B2B and recurring payments in a true omni-channel solution for our business clients.